TCF means that advisers are having to consider clients existing holdings in detail as well as advising on new investment.

Many clients are aware of the basics of their investment portfolio, but have little knowledge about the performance relative to peer groups or even the levels of risk they are taking.

Clarity allows for the recording of existing contracts of all types in a logical columnar format that clients find easy to understand. In the case of investment contracts, performance and risk can be entered, which allows the production of straightforward but informative graphs depicting the overall levels of risk being taken.